Comprehensive Investigations to Protect Against Insurance Fraud.
Delivering Clarity, Compliance, and Results You Can Trust
With more than 35 years of experience investigating complex insurance fraud, Exero Claims delivers comprehensive insurance intelligence, surveillance, and analytical reporting to uncover the truth behind every claim. Our work equips insurance carriers, third-party administrators, self-insured entities and government agencies with the clarity, compliance, and verified results needed to prevent fraud, control risk, and make confident decisions.
Our Services
Field investigation work for insurance carriers, TPAs, and legal firms in the Czech Republic.
Insurance Fraud Investigation
Independent work on bodily injury, staged accidents, disability, and property fraud claims. Evidence is built to stand up in court, in settlement talks, or in a criminal referral.
Explore service detailsHome Visit & Benefits Verification
On-the-ground checks of residency, disability status, and day-to-day activity. Photographic documentation for health insurers and benefit administrators.
Explore service detailsWorkers' Compensation Investigation
Activity checks and secondary employment reviews on disputed workplace injury claims. Clear timeline reports for adjusters and counsel.
Explore service detailsCorporate HR Claims Investigation
Quiet investigation of internal fraud, false expenses, and employee misconduct. Reports written for HR, legal, and compliance teams.
Explore service detailsLitigation Support & Expert Witness
Court-ready evidence files, OSINT, asset tracing, and expert testimony for Czech civil proceedings.
Explore service detailsOutsourced SIU Services
Full or overflow Special Investigations Unit capacity for carriers, TPAs, and corporate risk managers — red-flag triage, case assignment, investigator deployment, and end-to-end reporting under your SLAs.
Explore service detailsWhy Insurers Work With Us
Effective claims investigations demand more than collecting evidence. They require investigators who understand claims operations, recognize fraud indicators, know where to look for critical information, and can transform complex findings into clear, reliable intelligence for adjusters, TPAs, SIUs, risk managers, and litigation teams.
Exero Claims sits inside Exero Group, with 35 years of investigative practice behind it. Our case managers come from insurance SIU work, criminal investigation, and intelligence backgrounds. One named senior investigator owns each file from intake to final report. No hand-offs, no outsourced field teams, no shortcuts on documentation.
Licensed & Court-Ready
Licensed under the Czech Trade Licensing Act. Every file is documented with a clear chain of custody and handled in line with GDPR, so it can go straight into civil litigation or a settlement file.
Bilingual Czech & English
We work in Czech and English by default, and operate across the whole country. Reports, correspondence, and expert witness testimony are delivered in whichever language you need.
Senior-Led From Start to Finish
The investigator who scopes your case is the one who runs it. No hand-offs, no junior staff, no anonymous subcontractors. One named senior investigator owns the file from intake to final report.
Who We Work With
We work mostly with Czech and international insurance carriers, TPAs active in the Czech market, law firms handling insurance litigation, corporate HR and compliance teams, and government benefit administrators.
Results
A few representative outcomes from past casework. Each file was judged on one thing: did it give the client the evidence they needed to make a decision?
Staged Accident Ring, CZK 1.8M Claim Repudiated
Surveillance and OSINT evidence led to full claim repudiation and criminal referral. CZK 1.8M protected.
Secondary Employment, CZK 4.5M Liability Eliminated
Czech commercial register and field investigation identified undisclosed business activity. Ongoing payments suspended.
Business Interruption Inflation, CZK 62M Saving
Financial OSINT identified turnover discrepancies. Claim settled at CZK 22M vs. CZK 84M submitted.
Submit a Claim Referral
Confidential. Reviewed by a senior investigator. We get back to you within one business day.